A local-first personal finance school

Spend wisely,
the stoic way.

Stoafi turns your salary and regular costs into a monthly plan, lines up what you want to buy, schedules it into the months you can afford, and weighs installments against inflation. An advisor and a teacher, not a bookkeeper.

No account. No server. Your data never leaves your device.
November’s orbit
Hover a slice to see what’s inside
Live demo
Fixed costs
₺0
Inner ring: day 2 / 30
This month’s one thingSet aside ₺13,000 more

Everything from salary to next purchase, in one calm place.

Twelve screens, one shared model. Every number comes from a tested function, not a guess.

Plan

Four strategies side by side (50/30/20, Pay Yourself First, Conscious Spending, Baby Steps), each with the lesson behind it.

Purchase queue

Wishes and needs, ranked. Cost in work hours, a 30-day cooling-off rule for wants, and auto-scheduling into the months you can afford.

Savings pots

Annual or dated costs, spread into a monthly set-aside.

Cards

Statement and due days, limits, and the minimum-payment trap calculator.

Health

Savings rate, emergency fund, installment load and runway at a glance.

Lessons, in our own words
“…”
Every recommendation links to the book or investor it comes from, with who it suits and where it falls short. Ten lesson cards, written in plain words, in Turkish and English.

Five minutes to a plan.

Built to be trusted.

Ready when you are.

The app has all twelve pages, light and dark themes, and a ⌘K command palette.